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Rates

Watch Your Money Grow With Us

Tandem provides competitive rates across all of our interest-bearing accounts, including business savings accounts, money market accounts, certificates of deposit, Individual Retirement Accounts, and personal checking accounts.

Deposit Rates as of April 19, 2021

Interest Checking Rates

$0- $1,499.99 Personal Interest Checking Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

$1,500 and over Personal Interest Checking Account Rates

0.10%
Interest Rate

0.10%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Money Market Account Rates

$50,000 – 99,999.99 Money Market Account Rates

0.25%
Interest Rate

0.25%
APY

MINIMUM OPENING DEPOSIT: $50

$100,000 – 249,999.99 Money Market Account Rates

0.30%
Interest Rate

0.30%
APY

MINIMUM OPENING DEPOSIT: $50

$250,000.00 and over Money Market Account Rates

0.40%
Interest Rate

0.40%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Savings Account Rates

Savings Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Business Interest Checking Rates

$0- $2,499.99 Business Interest Checking Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

$2,500 and over Business Interest Checking Account Rates

0.10%
Interest Rate

0.10%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of Fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

CD & IRA Rates

12 Months CD & IRA Rates

0.35%
Interest Rate

0.35%
APY

MINIMUM OPENING: $5,000

18 Months CD & IRA Rates

0.40%
Interest Rate

0.40%
APY

MINIMUM OPENING: $5,000

24 Months CD & IRA Rates

0.45%
Interest Rate

0.45%
APY

MINIMUM OPENING: $5,000

• APY = Annual Percentage Yield
• More terms are available by contacting us at ‭(770) 281-9880. Please see our Schedule of Fees for details.
• 3 month CD and IRA terms are not available.
• Subject to penalty for early withdrawal.

Interest Checking

Interest Checking Rates

$0- $1,499.99 Personal Interest Checking Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

$1,500 and over Personal Interest Checking Account Rates

0.10%
Interest Rate

0.10%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Money Market

Money Market Account Rates

$50,000 – 99,999.99 Money Market Account Rates

0.25%
Interest Rate

0.25%
APY

MINIMUM OPENING DEPOSIT: $50

$100,000 – 249,999.99 Money Market Account Rates

0.30%
Interest Rate

0.30%
APY

MINIMUM OPENING DEPOSIT: $50

$250,000.00 and over Money Market Account Rates

0.40%
Interest Rate

0.40%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Savings Account

Savings Account Rates

Savings Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

Business Interest

Business Interest Checking Rates

$0- $2,499.99 Business Interest Checking Account Rates

0.05%
Interest Rate

0.05%
APY

MINIMUM OPENING DEPOSIT: $50

$2,500 and over Business Interest Checking Account Rates

0.10%
Interest Rate

0.10%
APY

MINIMUM OPENING DEPOSIT: $50

• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of Fees for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.

CD & IRA Rates

CD & IRA Rates

12 Months CD & IRA Rates

0.35%
Interest Rate

0.35%
APY

MINIMUM OPENING: $5,000

18 Months CD & IRA Rates

0.40%
Interest Rate

0.40%
APY

MINIMUM OPENING: $5,000

24 Months CD & IRA Rates

0.45%
Interest Rate

0.45%
APY

MINIMUM OPENING: $5,000

• APY = Annual Percentage Yield
• More terms are available by contacting us at ‭(770) 281-9880. Please see our Schedule of Fees for details.
• 3 month CD and IRA terms are not available.
• Subject to penalty for early withdrawal.