Watch Your Money Grow With Us
Tandem provides competitive rates across all of our interest-bearing accounts, including business savings accounts, money market accounts, certificates of deposit, Individual Retirement Accounts, and personal checking accounts.
Deposit Rates as of March 24, 2023
Interest Checking Rates
$0- $1,499.99 Personal Interest Checking Account Rates
0.15%
Interest Rate
0.15%
APY
MINIMUM OPENING DEPOSIT: $50
$1,500 and over Personal Interest Checking Account Rates
0.15%
Interest Rate
0.15%
APY
MINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.
Money Market Account Rates
$0 – 24,999.99 Money Market Account Rates
0.25%
Interest Rate
0.25%
APY
MINIMUM OPENING DEPOSIT: $50
$25,000 – 49,999.99 Money Market Account Rates
0.40%
Interest Rate
0.40%
APY
MINIMUM OPENING DEPOSIT: $50
$50,000 – 99,999.99 Money Market Account Rates
0.50%
Interest Rate
0.50%
APY
MINIMUM OPENING DEPOSIT: $50
$100,000 – 249,999.99 Money Market Account Rates
0.65%
Interest Rate
0.65%
APY
MINIMUM OPENING DEPOSIT: $50
$250,000.00 and over Money Market Account Rates
0.85%
Interest Rate
0.85%
APY
MINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.
Savings Account Rates
Savings Account Rates
0.20%
Interest Rate
0.20%
APY
MINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.
Business Interest Checking Rates
$0- $2,499.99 Business Interest Checking Account Rates
0.15%
Interest Rate
0.15%
APY
MINIMUM OPENING DEPOSIT: $50
$2,500 and over Business Interest Checking Account Rates
0.15%
Interest Rate
0.15%
APY
MINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of Fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account.
CD & IRA Rates
12 Months CD & IRA Rates
2.20%
Interest Rate
2.22%
APY
MINIMUM OPENING: $5,000
18 Months CD & IRA Rates
2.25%
Interest Rate
2.28%
APY
MINIMUM OPENING: $5,000
24 Months CD & IRA Rates
2.30%
Interest Rate
2.33%
APY
MINIMUM OPENING: $5,000
• APY = Annual Percentage Yield
• More terms are available by contacting us at (770) 281-9880. Please see our Schedule of Fees for details.
• 3 month CD and IRA terms are not available.
• Subject to penalty for early withdrawal.
- Interest Checking
-
Interest Checking Rates
$0- $1,499.99 Personal Interest Checking Account Rates
0.15%
Interest Rate0.15%
APYMINIMUM OPENING DEPOSIT: $50
$1,500 and over Personal Interest Checking Account Rates
0.15%
Interest Rate0.15%
APYMINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account. - Money Market
-
Money Market Account Rates
$0 – 24,999.99 Money Market Account Rates
0.25%
Interest Rate0.25%
APYMINIMUM OPENING DEPOSIT: $50
$25,000 – 49,999.99 Money Market Account Rates
0.40%
Interest Rate0.40%
APYMINIMUM OPENING DEPOSIT: $50
$50,000 – 99,999.99 Money Market Account Rates
0.50%
Interest Rate0.50%
APYMINIMUM OPENING DEPOSIT: $50
$100,000 – 249,999.99 Money Market Account Rates
0.65%
Interest Rate0.65%
APYMINIMUM OPENING DEPOSIT: $50
$250,000.00 and over Money Market Account Rates
0.85%
Interest Rate0.85%
APYMINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account. - Savings Account
-
Savings Account Rates
Savings Account Rates
0.20%
Interest Rate0.20%
APYMINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account. - Business Interest
-
Business Interest Checking Rates
$0- $2,499.99 Business Interest Checking Account Rates
0.15%
Interest Rate0.15%
APYMINIMUM OPENING DEPOSIT: $50
$2,500 and over Business Interest Checking Account Rates
0.15%
Interest Rate0.15%
APYMINIMUM OPENING DEPOSIT: $50
• APY = Annual Percentage Yield
• Other fees such as Overdraft Item Fees, etc. may apply. Please see our Schedule of Fees (PDF Open in New Window) for details.
• Interest rate subject to change after the account is opened.
• Fees could reduce earnings on this account. - CD & IRA Rates
-
CD & IRA Rates
12 Months CD & IRA Rates
2.20%
Interest Rate2.22%
APYMINIMUM OPENING: $5,000
18 Months CD & IRA Rates
2.25%
Interest Rate2.28%
APYMINIMUM OPENING: $5,000
24 Months CD & IRA Rates
2.30%
Interest Rate2.33%
APYMINIMUM OPENING: $5,000
• APY = Annual Percentage Yield
• More terms are available by contacting us at (770) 281-9880. Please see our Schedule of Fees for details.
• 3 month CD and IRA terms are not available.
• Subject to penalty for early withdrawal.