Starting or Growing Your Company? We'll Back Your Business.

At Tandem, we take a common sense approach to help you grow your business. Our seasoned bankers are here to remove roadblocks to your success.

The Plant Peddler
Tego Systems

Business Banking Services

Account Types

Checking

  • Free Business Account
    • 500 Free monthly debit and credits
      (credits and debits in excess of 500 are charged 15¢ each)
  • Analysis Account
    • Earnings credit may offsets transaction fees
  • Business Interest Account
    • Available only for sole proprietorships or non-profit organizations
    • Interest paid monthly
    • $1,500 average ledger balance to avoid monthly service fee of $7
  • Lawyers Trust Account (IOLTA)
    • Interest paid monthly to Georgia Bar Association
    • $1,500 average ledger balance to avoid monthly service fee of $7

Savings

  • Money Market Account
    • Interest paid monthly
    • $5 charge for each debit in excess of 6 per monthly statement cycle
    • $2,500 average daily available balance to avoid monthly $10 service charge
  • Certificates of Deposit
    • Interest paid monthly
    • Early withdrawal penalties may apply

• $50 minimum deposit to open all accounts, except CDs, which is $5,000.

• There is a charge of $3.00 monthly for mailing paper statements. You can avoid this charge by signing up for E-statements.

• Every Business Checking account comes with Quickbooks® integration.

• Tandem Bank does not charge a fee for using other Banks’ ATMs.

Account Types

Checking*

  • Free Business Account
  • Analysis Account
  • Business Interest Account
  • Lawyers Trust Account (IOLTA)

Savings

  • Money Market Account
  • Certificates of Deposit

* Every Business Checking account comes with Quickbooks® integration.

* Tandem Bank does not charge a fee for using other Banks’ ATMs.

• $50 minimum deposit to open all accounts, except CDs, which is $5,000.

• There is a charge of $3.00 monthly for mailing paper statements. You can avoid this charge by signing up for E-statements.

• Every Business Checking account comes with Quickbooks® integration.

• Tandem Bank does not charge a fee for using other Banks’ ATMs.

Loans

Our seasoned business bankers seek to understand your unique needs and develop customized loan structures to help your company flourish.

Real Estate

  • Proceeds available for the construction or purchase of commercial real estate
  • Construction loans for building residential homes and smaller attached and detached residential projects

SBA Loans

  • Nationwide lender for Small Business Administration (SBA) guaranteed loans
  • Managed by Venturus, our team of SBA experts

Working Capital

  • Revolving lines to finance seasonal cash needs

Business Expansion

  • Expansion of product line or service offering

Equipment Purchases

  • Financing for various equipment or asset needs

Treasury Services

We offer scalable solutions to streamline payments, manage liquidity, mitigate risk, and implement greater control for your business.
Seamlessly Send & Receive
Pay bills, send and receive payments via Automated Clearing House (ACH), wire funds, deposit checks, and accept debit or credit cards all 100% online. Let your money work for you by setting up a sweep account to earn interest.
Monitoring & Safety

Easily control user access to statements and transaction history and protect against fraud by making pending ACH decisions and activating account activity alerts. Stay organized by utilizing purchasing cards and taking advantage of dual control for high-dollar transactions.

Tailored Reporting & Software Compatibility

Create customized reports and connect to your own financial software.

By partnering with Capital Payments, we provide simple, secure, and cost-effective solutions to meet your card processing needs. We offer transparent pricing, no contracts, and integration with your current system.

Business Credit Cards

A business credit card is a convenient way to manage everyday business expenses if you need to carry a balance.

Account Types

Tandem can help make life a little easier by offering several business checking and savings account options to meet your unique needs.
Checking
  • Free Business Account
  • Analysis Account
  • Business Interest Account
  • Lawyers Trust Account (IOLTA)
Savings

– Every Business Checking account comes with Quickbooks® integration.

– Tandem Bank does not charge a fee for using other Banks’ ATMs.

Our seasoned business bankers who seek to understand your unique needs and develop customized loan structures to help your company flourish.
Commercial Real Estate
  • Proceeds available for the construction or purchase of commercial real estate
  • Construction loans for building residential homes and smaller attached and detached residential projects
  • Nationwide lender for Small Business Administration guaranteed loans
Working Capital
  • Resolving lines to finance seasonal cash needs
Business Expansion
  • Expansion of product line or service offering
Equipment Purchases
  • Financing for various equipment or asset needs
A business credit card is a convenient way to manage everyday business expenses if you need to carry a balance.
Our seasoned business bankers who seek to understand your unique needs and develop customized loan structures to help your company flourish.

By partnering with Capital Payments, we provide simple, secure, and cost-effective solutions to meet your card processing needs. We offer transparent pricing, no contracts, and integration with your current system.

Seamlessly Send & Receive

Seamlessly Send & Receive
Pay bills, send and receive payments via ACH, wire funds, deposit checks, and accept debit or credit cards all 100% online. Let your money work for you by setting up a sweep account to earn interest.

Tailored Reporting & Software Compatibility

Tailored Reporting & Software Compatibility
Create customized reports and connect to your own financial software.

Monitoring & Safety

Easily control user access to statements and transaction history and protect against fraud by making pending ACH decisions and activating account activity alerts. Stay organized by  utilizing purchasing cards and taking advantage of dual control for high-dollar transactions.