Starting or Growing Your Company? We'll Back Your Business.
At Tandem, we take a common sense approach to help you grow your business. Our seasoned bankers are here to remove roadblocks to your success.
Business Banking Services
Account Types
Checking
- Free Business Account
- 500 Free monthly debit and credits
(credits and debits in excess of 500 are charged 15¢ each)
- 500 Free monthly debit and credits
- Analysis Account
- Earnings credit may offsets transaction fees
- Business Interest Account
- Available only for sole proprietorships or non-profit organizations
- Interest paid monthly
- $1,500 average ledger balance to avoid monthly service fee of $7
- Lawyers Trust Account (IOLTA)
- Interest paid monthly to Georgia Bar Association
- $1,500 average ledger balance to avoid monthly service fee of $7
Savings
- Money Market Account
- Interest paid monthly
- $5 charge for each debit in excess of 6 per monthly statement cycle
- $2,500 average daily available balance to avoid monthly $10 service charge
- Certificates of Deposit
- Interest paid monthly
- Early withdrawal penalties may apply
• Tandem Bank does not charge a fee for using other Banks' ATMs.
• There is a charge of $3.00 monthly for mailing paper statements, but this charge can be avoided by signing up for E-statements.
• Every Business Checking account comes with Quickbooks® integration.
• $50 minimum deposit to open all accounts, except CDs, which is $5,000.
• There is a charge of $3.00 monthly for mailing paper statements. You can avoid this charge by signing up for E-statements.
• Every Business Checking account comes with Quickbooks® integration.
• Tandem Bank does not charge a fee for using other Banks’ ATMs.
Account Types
Checking*
- Free Business Account
- Analysis Account
- Business Interest Account
- Lawyers Trust Account (IOLTA)
Savings
- Money Market Account
- Certificates of Deposit
* Every Business Checking account comes with Quickbooks® integration.
* Tandem Bank does not charge a fee for using other Banks’ ATMs.
• $50 minimum deposit to open all accounts, except CDs, which is $5,000.
• There is a charge of $3.00 monthly for mailing paper statements. You can avoid this charge by signing up for E-statements.
• Every Business Checking account comes with Quickbooks® integration.
• Tandem Bank does not charge a fee for using other Banks’ ATMs.
Loans
Real Estate
- Proceeds available for the construction or purchase of commercial real estate
- Construction loans for building residential homes and smaller attached and detached residential projects
SBA Loans
- Preferred lender for Small Business Administration (SBA) guaranteed loans
- Flexible loan structures may provide extended repayment terms and lower down payments
Working Capital
- Revolving lines to finance seasonal cash needs
Business Expansion
- Expansion of product line or service offering
Equipment Purchases
- Financing for various equipment or asset needs
Treasury Services
Seamlessly Send & Receive
Monitoring & Safety
Easily control user access to statements and transaction history and protect against fraud by making pending ACH decisions and activating account activity alerts. Stay organized by utilizing purchasing cards and taking advantage of dual control for high-dollar transactions.
Tailored Reporting & Software Compatibility
Create customized reports and connect to your own financial software.
By partnering with Capital Payments, we provide simple, secure, and cost-effective solutions to meet your card processing needs. We offer transparent pricing, no contracts, and integration with your current system.
Business Credit Cards
Account Types
Checking
- Free Business Account
- Analysis Account
- Business Interest Account
- Lawyers Trust Account (IOLTA)
Savings
- Money Market Account
- Certificates of Deposit
– Every Business Checking account comes with Quickbooks® integration.
– Tandem Bank does not charge a fee for using other Banks’ ATMs.
Loans
Commercial Real Estate
- Proceeds available for the construction or purchase of commercial real estate
- Construction loans for building residential homes and smaller attached and detached residential projects
- Nationwide lender for Small Business Administration guaranteed loans
Working Capital
- Resolving lines to finance seasonal cash needs
Business Expansion
- Expansion of product line or service offering
Equipment Purchases
- Financing for various equipment or asset needs
Business Credit Cards
Treasury Services
By partnering with Capital Payments, we provide simple, secure, and cost-effective solutions to meet your card processing needs. We offer transparent pricing, no contracts, and integration with your current system.
Seamlessly Send & Receive
Seamlessly Send & Receive
Pay bills, send and receive payments via ACH, wire funds, deposit checks, and accept debit or credit cards all 100% online. Let your money work for you by setting up a sweep account to earn interest.
Tailored Reporting & Software Compatibility
Tailored Reporting & Software Compatibility
Create customized reports and connect to your own financial software.
Monitoring & Safety
Easily control user access to statements and transaction history and protect against fraud by making pending ACH decisions and activating account activity alerts. Stay organized by utilizing purchasing cards and taking advantage of dual control for high-dollar transactions.